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Insurance

Gap Page 1

If your vehicle is declared a total loss as a result of an accident, theft, fire or flood, there is a risk that your

motor insurance settlement may not completely pay off the outstanding finance owed on the vehicle, leaving

you with the balance to pay off for a vehicle you no longer have.

 

Finance GAP pays the difference between the motor insurer settlement and the outstanding finance on the

vehicle, up to a maximum of £10,000 or £15,000 (subject to eligibility). In addition to this, we also pay you

up to £250 of your motor insurance excess in the event of a ‘fault’ claim.

 

Major Exclusions:

·         Any warranty charges, insurance premiums, road fund license, and dealer fitted extras and accessories.

·         A vehicle written off whilst being driven illegally under the influence of drugs or alcohol.

·         Vehicles NOT insured under a comprehensive UK motor insurance policy throughout the term of cover.

·         If the vehicle is stolen by any person who has access to the keys.

·         If the vehicle has been modified in any way from the manufacturer’s specification.

 

Eligible Vehicles:

·         Vehicles up to £125,000 invoice price

·         Cars and commercial vehicles up to 3.5 tonnes

·         Vehicles less than or equal to 6 years old

·         For vehicles financed on any funding agreement (excludes cash purchases) please note, the following

      vehicles and use are excluded; emergency vehicle, taxi, bus or driving school.

 

Duration of Cover:

·         For up to 60 months in line with the finance agreement, or

·         Until the vehicle is sold, or

·         Until the finance is terminated whichever is sooner.

 

Gap Page 2

Premia Solutions Limited is Authorised & Regulated by the Financial Conduct Authority

 

5 WINDSOR SQUARE,

SILVER STREET,

READING, BERKS,

RG1 2TH

T 0845 678 1112

F 0845 678 1114